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What is the first thing that comes to mind when you consider debt? We often equate debt with bad things. People are evicted from their homes because of non-payment of debt. Businesses close because their debt burden is too high. Credit card debt with high interest crushes people’s ability to get right side up again.…

Microsoft is releasing Windows 11 this month with the official date of October 5th.  You may remember Microsoft told us Windows 10 was their last release, and that everything new would just be an update applied to Windows 10.  Well, that was so 2015.  Here we are now with a new version on the way,…

We are in an age of innovation that is unparalleled in its acceleration, expansion, and impact.  We’ve witnessed the rise of Amazon, and the industry revolutionizing impact of Uber and other disruptors like Airbnb, Bitcoin, Netflix, and Tesla. It is easy to see the change going on in other industries, and recognize that the old-line…

Imagine that you live in a complex of high-end condominiums with high-end services.  The management office in your building keeps a master key that unlocks every condominium, so that they can seamlessly provide services to each owner.  For instance, they handle all home maintenance requests, they offer weekly condo cleaning, they will even have a…

I heard a story from Mike, one of our Technology Advisors about his experience taking his family to dinner for a birthday celebration.  They just moved into a new house, so they tried out a Mexican restaurant near them that was supposed to be good.  Once they were settled in, the waiter began to take…